Our team of Experts
Meet the Board of Directors
We are proud to be led by professionals with in-depth industry knowledge. Each one of us is passionate about creating financial solutions suitable for you and your business.
Founder and Promoter
Harsh Hiranandani has played a major role in setting up Hiranandani Financial Services, the NBFC arm of House of Hiranandani. He began his career with Credit Suisse in their investing banking division in New York where he was involved in numerous cross-border advisory and fund-raising transactions. Since joining House of Hiranandani, Harsh has led Business Development across multiple asset classes. He is an alumnus of the University of Chicago, having majored in Economics with top honours.
Neha Hiranandani is the driving force behind House of Hiranandani’s emergence as a leader in the Indian real estate industry. Her business acumen and passion for the company’s vision, has enabled House of Hiranandani to successfully achieve several goals. Neha is now working towards expanding the company’s real estate presence in India’s top-tier cities in the residential, built-to-suit commercial, and educational space. She is a law graduate from India as well as an alumna of the University of Virginia.
G. S. Lodha has over 40 years of industry experience and is a member of both the Institute of Chartered Accountants of India (ICAI) and the Institute of Company Secretaries of India (ICSI). His expertise spans across multiple sectors which include real estate, steel, futures and commodities trading, and international financial markets. Thanks to his in-depth knowledge of Indian Law, experience in international businesses, effective communication, and unique management style, Mr. Lodha has played a key role in setting up and transforming businesses involving deal structuring, M&A advisory, joint ventures etc. He has always added value for all stakeholders.
Prem Kumar Chophla
Prem Kumar Chophla’s rich industry experience speaks for itself. He was associated with the Reserve Bank of India from 1982 till his retirement in 2018. During his tenure at RBI, he worked in several key divisions including Bank Supervision, NBFC, Risk Assessment, Financial Inclusion, IT Strategy, and Internal Controls. He retired as RBI’s Chief General Manager. Prem has a number of prestigious certifications to his name. He is a certified associate of the Indian Institute of Bankers (CAIIB) and holds an International Certification in Banking Risk & Regulation (ICBRR). He also holds a Master’s Degree in Finance & Control. Besides these, he has completed an executive programme in Business Management from the Indian Institute of Management (IIM).
Utpal Sheth is the Chief Executive Officer and Senior Partner of Rare Enterprises as well as the Founder and Mentor of Trust Group and Chanakya Wealth Creation. Apart from this, he is on the Board of Directors of several public and private companies. His business acumen and industry experience has contributed to the long-term growth of House of Hiranandani. Thanks to his expertise, the company follows the highest level of corporate governance in order to balance all stakeholders’ interests. Utpal is a member of the prestigious Institute of Chartered Financial Analysts of India (ICFAI). Besides this, he is also a graduate in Commerce with a CWA certification.
An Associate Company Secretary from the Institute of Company Secretaries of India, New Delhi, and a Certified Associate of Indian Institute of Bankers, Mr. Gupta is highly regarded for his rich banking expertise and experience of 37 years.
During his stint at SBI, he held senior positions in different verticals such as retail, risk, compliance, treasury, international banking, investment banking, private equity etc. These positions include MD Retail and Digital Banking where he was instrumental in launching the digital application YONO and overseeing 22,000 branches. He was also MD Compliance and Risk, MD and CEO of SBI Capital Markets and also held the position of CFO. Mr. Gupta has been instrumental in policy formulations at various levels. His expertise resulted in his appointment as a member of many prestigious committees set up by RBI or the Government of India. Among these committees was the Committee on MSMEs set up by RBI under the Chairmanship of Mr. U K Sinha, former Chairman of SEBI in 2019.
Meet the Management Team
Chief Executive Officer
Uday Suvarna holds the position of Chief Executive Officer at Hiranandani Financial Services. His experience lies in building scalable and profitable businesses. At HFS, he is responsible for developing short- and long-term strategies and ensuring that they are executed in alignment with the company’s vision and goals. Uday has over 25 years of experience in the retail and MSME lending domain. Before joining HFS, he was associated with leading retail lenders like HDFC Bank, GE Money, and IndusInd Bank where he held the position of Executive Vice President. Uday holds a Masters in Management Studies and a Bachelor in Science from Mumbai University.
Chief Business Officer
Kartik Nagda is Hiranandani Financial Service’s Chief Business Officer with over 20 years of experience in the retail lending industry. He is responsible for the overall growth of the business. He leads the Retail Sales, Product Development, and Marketing functions. Before joining HFS, Kartik was associated with HDFC Bank where he served as the Business Head of Mortgages and the Emerging Enterprise Group. Prior to HDFC Bank, he worked with GE Money and Navneet Publications. Kartik has a post-graduate degree from the Symbiosis Institute of International Business in Pune.
Chief Operating Officer
Dheeraj Mittal is the Chief Operating Officer at Hiranandani Financial Services with over 20 years of experience in Credit Risk, Retail Banking & Operations, and Technology & Process Management. At HFS, he manages the Central & Bank Operations, Information Technology, and Administration functions. Before joining HFS, Dheeraj worked with leading organisations like Reliance Money, IDFC First Bank, HDFC Bank, and GE Money. He holds a Masters in Finance Administration and a Masters in Commerce from DAVV Indore.
Chief Risk Officer
Manish Odeka is the Chief Risk Officer at Hiranandani Financial Services. He has 17 years of experience in the Retail Banking industry across the domains of Risk, Credit, Collections, Operations, Product & Strategy, and Financial Planning. At HFS, he is responsible for the risk policy framework execution, credit underwriting policy, operational risk, fraud control, collateral management, information security, and debt service management. Before HFS, Manish held leadership roles at Reliance Money, Fullerton India Credit, and ICICI Bank. He is a Chartered Account and has completed an Executive MBA from the Emeritus Institute in Singapore.
Chief Financial Officer
Mr. Rajesh Rajak is the Chief Financial Officer of Hiranandani Financial Services.
Rajesh comes with over two decades of domain experience, he joins us from IIFL Finance where he was the CFO, and prior to that he has worked with organisations like HDFC Bank, Union National Bank (UAE) and Ernst & Young.
Rajesh is a Chartered Accountant and has completed his CFA and FRM certifications.
Head – Credit Underwriting
Mr Hemanshu Parekh is the Head of Credit underwriting at Hiranandani Financial services he comes along with an experience of over 17 years.
Hemanshu started his banking career with HDFC bank in 2005 as Credit manager. During his 12-years long stint with HDFC bank, he has managed multiple roles including serving regional level for Mortgages, Unsecured loans and has also managed policy as Product Risk Manager for Loan against Shares, Gold Loans and Branch Banking/offshore product. Prior to joining HFS, he was part of Ambit Finest Private Limited, heading the Credit vertical.
Mr Parekh is a qualified Chartered Accountant and Diploma in Information Systems Audit – ISA and currently serves as Head – Credit Underwriting for HFS.