Expand your business

by setting up a new branch premises

Choose HFS Commercial Property Loan

Choose HFS Commercial Property Loan

Quick & Easy Process
The entire application process involves just 3 simple steps — Apply online or call us at your doorstep to know your loan eligibility, submit your details, and get the funds in your account once you’re approved!
Flexible Repayment Tenures
Get a flexible tenure of up to 10 years.
Balance Transfer Facility
Transfer your remaining loan amount from any other financial institution for lower interest rate payments.

It takes just 3 simple steps

Call us at your doorstep

Instant loan decisioning

Get funds in your account

How does it work?

Loans up to ₹1 Crore
We offer Commercial Property Loans of up to ₹1 Crore to eligible business owners. Our simple 3-step process gives you the funds needed to expand your company’s presence.
Loan up to 70% of the property
We provide you a loan worth up to 70% of the property's market value. The remaining 30% is kept aside for covering unanticipated costs like breakage and quality issues.
Attractive interest rates
Our team does a thorough market analysis before quoting you an interest rate for a Business loan for property. We promise you the best rate for a business loan for a shop in the market.
Balance transfer facility:
With this facility, you can reduce your high-cost debt and make changes to meet your needs. This handy feature can save you a lot of money by reducing interest payments.

Why set up a new branch?

If your business is well-established, you may want to consider expanding your presence by setting up new branches. Our Commercial Loan can provide you with the necessary funds to set up a new office space as long as your business has a good credit history. Once you set up multiple branches, you can look forward to acquiring new customers and widening your target audience.

Meet Various Business Needs

Get started with minimal paperwork

Self-Employed Individuals include Sole Proprietors and Partners/Directors in firms that are in the Manufacturing, Trading or Service sectors.

Documents you need to submit:

Identity Proof:

Passport / Voters ID / Driving License / PAN Card / Aadhar Card

Address Proof:

Driving License / Voter ID / Utility Bill (Last 2 months) / Registered Rental Agreement / Passport

Financial Statements:

Last 6 months' bank statements / Last 6 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Business Continuity Proof:

Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns

Incorporation Documents:

Certified copy of Partnership Deed, Certified copy of MOA / AOA

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

You must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum age: 21 years
Minimum years in business: 3 years
Minimum annual income: ₹2,00,000
Private Limited Cos and Partnership Firms are those in the Manufacturing, Trading or Services sectors

Documents you need to submit:

Identity cum Business Continuity Proof:

PAN Card / S&E License / Tax Returns / Utility Bill

Address Proof:

Last 2 months’ Utility Bill / Registered Rental Agreement

Financial Statements:

Last 6 months' bank statements / Last 6 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Incorporation Documents:

Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

Your company or partnership must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum years in business: 3 years
Minimum annual income: ₹2,00,000
Business should be in profit for the last 2 years
Self-Employed Professionals include Doctors, Chartered Accountants & Architects.

Documents you need to submit:

Identity Proof:

Passport / Voters ID / Driving License / PAN Card / Aadhar Card

Address Proof:

Driving License / Voter ID / Utility Bill (Last 2 months) / Registered Rental Agreement / Passport

Financial Statements:

Last 12 months' bank statements / Last 12 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

You must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum age: 21 years
Minimum years in business: 3 years
Minimum annual income: ₹2,00,000
Self Employed (Individuals)
Self-Employed Individuals include Sole Proprietors and Partners/Directors in firms that are in the Manufacturing, Trading or Service sectors.

Documents you need to submit:

Identity Proof:

Passport / Voters ID / Driving License / PAN Card / Aadhar Card

Address Proof:

Driving License / Voter ID / Utility Bill (Last 2 months) / Registered Rental Agreement / Passport

Financial Statements:

Last 6 months' bank statements / Last 6 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Business Continuity Proof:

Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns

Incorporation Documents:

Certified copy of Partnership Deed, Certified copy of MOA / AOA

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

You must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum age: 21 years
Minimum years in business: 3 years
Minimum annual income: ₹2,00,000
Private Limited Cos and Partnership Firms
Private Limited Cos and Partnership Firms are those in the Manufacturing, Trading or Services sectors

Documents you need to submit:

Identity cum Business Continuity Proof:

PAN Card / S&E License / Tax Returns / Utility Bill

Address Proof:

Last 2 months’ Utility Bill / Registered Rental Agreement

Financial Statements:

Last 6 months' bank statements / Last 6 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Incorporation Documents:

Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

Your company or partnership must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum years in business: 3 years
Minimum annual income: ₹2,00,000
Business should be in profit for the last 2 years
Self-employed (Professionals)
Self-Employed Professionals include Doctors, Chartered Accountants & Architects.

Documents you need to submit:

Identity Proof:

Passport / Voters ID / Driving License / PAN Card / Aadhar Card

Address Proof:

Driving License / Voter ID / Utility Bill (Last 2 months) / Registered Rental Agreement / Passport

Financial Statements:

Last 12 months' bank statements / Last 12 months’ bank passbook, Latest ITR along with computation of income, Last 2 years’ B/S & P&L a/c certified by a CA

Documents for Secured Business Loans:

Copy of all property documents

Eligibility Criteria :

You must meet our basic eligibility criteria to apply for a Commercial Property Loan:

Documents required

Minimum age: 21 years
Minimum years in business: 3 years
Minimum annual income: ₹2,00,000

Frequently asked questions

  • What is a Commercial Property Loan?

    A Commercial Property Loan gives a business the funds it needs to expand its presence in other areas by purchasing new property. Setting up a new office space or a new branch is a great way for businesses to reach new audiences and boost sales. An HFS Commercial Property Loan is an easy way for a business to get the required funds to buy a new property.

  • How can I apply for a Commercial Property Loan?

    Simply click here to apply for an HFS loan. After you fill in your details, one of our executives will contact you for a home visit and answer any questions you may have. If you meet our eligibility criteria, you will receive the funds in your account within 24 hours of loan approval*.

  • What is the repayment tenure for a Commercial Property Loan?

    We offer a very flexible repayment schedule for HFS Commercial Property Loans. You can pay monthly or even bi-weekly depending on your convenience.

  • What is a Commercial Property Loan used for?

    A Commercial Property Loan may be used for purchasing a new office space or property for expanding business operations to more areas and reaching newer customers.

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