Loans For

Ceramic Tiles & Sanitary Ware Business

Ceramic Tiles & Sanitary Ware

Hiranandani Financial Services provides easy unsecured business loans to various types of businesses including wholesalers and retailers of tiles and sanitary ware. Stores and suppliers that deal in ceramic tiles and plumbing fixtures can get an HFS Business Loan to increase sales and scale business operations. Sanitary ware businesses often need quick funds for constructing or renovating a retail showroom, purchasing the latest designs, paying suppliers, and fulfilling large and lucrative orders. HFS’ prompt doorstep service makes the loan application process hassle-free for businesses.

Benefits of HFS Business Loan

3 Simple Steps
Applying for an HFS Business Loan to expand your ceramic tiles and sanitary ware business takes just 3 easy steps. Call us for a home visit, submit the required documents, and receive funds within 24 hours.
Minimal Paperwork
We require just a few basic documents from you to approve your Business Loan. We understand the importance of timely funds, and hence keep our paperwork process as quick and easy as possible.
Collateral-free Loans
You do not need to risk your assets in order to take a Business Loan. We are happy to help you scale your sanitary ware business with unsecured and guarantor-free loans as long as you fulfil our basic eligibility criteria.
Flexible Repayment
We offer easy and flexible repayment options for ceramic tiles business loans. The tenure for unsecured loans goes up to 5 years, while that for secured business loans is not fixed and can extend for as long as you need.

Achieve Multiple Business Goals

Hear From Our Customers

Frequently asked questions

  • How to apply for a Ceramic Tiles and Sanitary Ware loan Business?

    If you are running a business, you can’t afford to wait in long queues for your loan application. With this in mind, we have simplified our loan application process. Follow the steps below to apply for a business loan online.

     

    • Simply click here to apply for a HFS Loan.
    • Fill out the essential fields and upload relevant documents
    • Enter the business loan amount and tenure.
    • If your information meets our eligibility requirements, we will provide you with a reference number. Keep the reference number for future use
    • Our representative will contact you for additional information
    • Post verification, you will receive a personalized loan offer that includes the loan amount and interest rate
    • After approval, we will disburse the amount to your bank account.

     

  • What is the minimum and maximum loan amount which we can avail for a Ceramic Tiles and Sanitary Ware loan Business?

    From 2 lakh up to 25 lakhs for unsecured loans and for a secured loan from 5 lakh to 50 lakh.

  • What documents do I need in order to apply for a loan?

    Self-employed (Individuals)

    Self-Employed (Individuals) include self-employed – Sole proprietors, Partners & Directors in firms in the Business of Manufacturing, Trading, or Services.

    Documents required:

    • Proof of Identity: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
    • Address Proof: Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
    • Bank Statements: Latest 6 months’ bank statements / 6 months’ bank passbook
    • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
    • Business Continuity Proof: Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns
    • Other Documents: Certified copy of Partnership Deed, Certified copy of MOA / AOA.

    Additional Document Required:

    Only for secured Business loans – Copy of all property documents

     

    Private Limited Cos and Partnership Firms

    Private Limited Cos and Partnership Firms engaged in the Business of Manufacturing, Trading, or Services

    Documents required:

    • ID / Business Continuity Proof: PAN Card / S&E License / Tax Returns / Utility Bill
    • Address Proof: Utility Bill (Latest 2 months) / Registered Rental Agreement
    • Bank Statements: Latest 6 months’ bank statements / 6 months’ bank passbook
    • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
    • Other Documents: Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association

    Additional Document Required:

    Only for secured Business loans – Copy of all property documents

     

    Self-employed (Professionals)

    Self-Employed (Professionals) include self-employed Doctors, Chartered Accountants & Architects.

    Documents required:

    • ID Proof: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
    • Address Proof: Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
    • Bank Statements: Latest 12 months’ bank statements / 12 months’ bank passbook
    • Latest ITR along with computation of income, B/S & P&L A/c for the last 2 years certified by a CA

    Additional Document Required:

    Only for secured Business loans – Copy of all property documents