Hiranandani Financial Services Pvt. Ltd.

Management Team


HFS brings together a team of professionals and industry experts who have immense knowledge about the sector. We want to combine diverse experiences with individual expertise to help you with the right solutions. We work towards a common goal - to make credit accessible to all segments of the society.

Mr. Harsh Hiranandani – Founder and Promoter

Harsh, the founder and promoter of Hiranandani Financial Services was instrumental in conceptualizing and setting up Hiranandani Financial Services.

Harsh started his career with Credit Suisse in their investment banking division in New York, where he was involved in numerous cross-border advisory and fund-raising transactions.

He has since joined House of Hiranandani, a leading developer of townships in India, and spearheads the Business Development of the Group across multiple asset classes.

A University of Chicago alumnus, Harsh majored in Economics with top honors.

Ms. Neha Hiranandani - Director

Neha has successfully combined her business acumen and strategic mindset to aid in the emergence of House of Hiranandani as one of the foremost and most sought after brands in Indian real estate. Neha’s focussed and visionary approach has helped the company to achieve several ambitious goals in a short span of time.

She now aims to aggressively expand the company’s already considerable footprint within top tier cities in the residential, built-to-suit commercial, and education space.

An alumna of University of Virginia, Neha is also a law graduate from India.

Mr. G.S Lodha - Director

Mr. Lodha carries over 40+ years of professional experience and is a member of the Institute of Chartered Accountants of India (ICAI) and the Institute of Company Secretaries of India (ICSI).

Mr. Lodha has a vast range of expertise across sectors such as real estate, steel, futures and commodities trading and international financial markets.

He is an effective communicator with a strong understanding of the numerous Indian laws and carries rich experience in international businesses.

With his unique entrepreneurial style of management, Mr.Lodha has been an architect in conceptualizing and transforming businesses involving deal structuring, M&A advisory, joint ventures etc. His efforts have always resulted in an accretive value addition to all stakeholders.

Mr. Utpal Sheth – Independent Director

A Commerce Graduate, Grad.CWA and Member of Institute of Chartered Financial Analysts of India (ICFAI), Mr. Sheth’s business acumen and rich experience provides perspective for long term growth of the Company and ensures the highest level of corporate governance to balance the interest of all stakeholders.

Mr.Sheth is the Chief Executive Officer and Senior partner of Rare Enterprises, and he is also the Founder and Mentor of Trust Group and Chanakya Wealth Creation.

He is also on the Board of several public and private companies.

Mr. Prem Kumar Chophla - Independent Director

A certified associate of the Indian Institute of Bankers (CAIIB) and a Master’s degree holder in Finance & Control, Mr. Prem Kumar Chophla’s acumen and rich experience speak for itself.

He held the position of the Chief General Manager at the Reserve Bank of India (RBI) until his retirement in 2018. He was associated with the RBI since 1982 in several key divisions including Bank Supervision, NBFC, Risk Assessment, Financial Inclusion, IT Strategy and Internal Controls.

He also holds an International Certification in Banking Risk & Regulation (ICBRR) and has done an executive programme in Business Management from IIM.

Meet Our Senior Management





Mr. Rajesh Rajak is the Chief Financial Officer of Hiranandani Financial Services.

Rajesh comes with over two decades of domain experience, he joins us from IIFL Finance where he was the CFO, and prior to that he has worked with organisations like HDFC Bank, Union National Bank (UAE) and Ernst & Young.

Rajesh is a Chartered Accountant and has completed his CFA and FRM certifications.



Mr. Dheeraj Mittal is the Chief Operating Officer at Hiranandani Financial Services. He has over 20 years of experience in diverse areas of Credit Risk, Retail Banking & Operations, and Technology & Process Management.

As COO at HFS, Dheeraj is responsible for managing the Central & Branch Operations, Information Technology and Administration functions.

Prior to HFS he has been associated with organisations like Reliance Money, IDFC First Bank, HDFC Bank & GE money in varying capacities.

Dheeraj has his Masters in Finance Administration as well as Masters in Commerce from DAVV Indore.



Mr. Manish Odeka is the Chief Risk Officer at Hiranandani Financial Service, he comes along with 17 years of retail banking experience across multiple disciplines of Risk, Credit, Collections, Operations, Product & Strategy and Financial Planning.

As CRO, Manish will drive the Enterprise Risk Management and will be responsible for laying down and executing the entire risk policy framework, credit underwriting & policy, operational risk, fraud control, collateral management, information security and debt service management.

Prior to joining HFS, Manish has served in leadership roles with various large NBFCs such as Reliance Money & Fullerton India Credit along with an initial stint at ICICI Bank.

Manish is a Chartered Accountant and holds an Executive MBA from the Emeritus Institute, Singapore.