HFS provides a combination of secured and unsecured business loans as per the need of the customer. Short-term smart business loans to MSME customers are offered between Rs. 1 Lac to Rs. 25 Lacs. Long-term secured business loans to MSME customers are offered between Rs. 10 Lacs to Rs. 2 Crores.
There are different eligibility criteria for different entities and loan products.
To find out the loan amount you are eligible for, Check here OR Email us at wecare@hfs.in OR Enquire online OR call us at your doorstep OR visit any of our branch locations
The minimum loan amount is Rs. 2,00,000.
HFS offers short-term, medium-term and long-term tenure options ranging from 1 year to 15 years.
To avail a loan from HFS you can click here OR you can email us at wecare@hfs.in, OR contact us at any of our branch locations and our representatives will guide you through the process.
In case you wish to change the communication address, please submit the following documents at our branch:
After necessary verification by our branch, the new address will be updated in our records within 15 working days.
You can pay the EMI through NACH (NATIONAL Automated Clearing House)
Post EMI presentation, EMI clearance status will be updated to your loan account in 3 working days. You can also verify EMI clearance status with your banker.
You can choose to prepay your loan by visiting any of our branches. Prepayment charges are applicable on early closure of loans.
Email us at wecare@hfs.in
Enquire online OR call us at your doorstep OR visit at any of our branch locations.
Alternatively, you can search HFS branches on Google Maps. All our branches are listed on Google Maps.
All repayments to be made by the borrower to HFS shall be made free and clear of, and without any deduction whatsoever including Tax Deduction at Source (TDS). The borrower shall deposit an amount equivalent to the TDS with the government treasury and provide HFS the TDS certificate in Form No. 16A downloaded from the TRACES website on a quarterly basis. Further, the TDS amount should be reflected in the FORM 26AS statement of HFS with 'F' status. HFS will refund to the borrower an amount equivalent to the TDS amount within 15 working days of the borrower furnishing the TDS certificate in the manner aforesaid on a quarterly basis. However, the TDS refund claim will be entertained by HFS within one year from the end of the year in which TDS is deductible.
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