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Loans for
Working Capital
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  • Collateral free loan
  • Longer tenure loan, easy repayment
  • No guarantor required

Working Capital Loans

 

Every business has different working capital requirements. With our working capital loans, find ease in running your day-to-day business operations. Our customized working capital loans help you get through the day-to-day stresses.

 

Uses of working capital loans:

Increasing your production
by investing in
more raw materials

Fulfilment of new
business orders

Stock up your
inventory

Pay for electricity, water,
salaries and other
overheads

Unforeseen
expenses

Why the HFS working capital loan is ideal for your business:

A simple 3 step procedure:

Call us at your doorstep >> Quick loan approval >> Receive the funds in your account

Repayment tenure

Along with the tenure ranging from 12 to 36 months for our smart business loans,
we have attractive interest rates to offer as well.

Collateral/Guarantor free

We believe that nothing should hinder the growth of your business so yes, our smart working
capital loans come collateral/guarantor free!

A simple 3 step procedure:

With our balance transfer facility, now you can manage your high-cost debts by bidding them
goodbye with our secured working capital loans!

Loan in 3 easy steps

Step 1 Step 1 Call us at
your doorstep
Step 2 Step 2 Quick loan
approvals
Step 3 Step 3 Get funds in
your account

Check Eligibility

  • GROSS INCOME (MONTHLY)

    10 K
    5 Lacs
  • TENURE (YEARS)

    1 Year
    15 Years
  • OTHER EMIS (MONTHLY)

    0
    1 Lac
  • YOUR LOAN ELIGIBILITY

Smart Business Loan
  • Loans up to 25 Lakhs
  • Tenure ranging from 12 to 36 months
  • No guarantor/security required
  • Convenience of doorstep service
  • Attractive Rate of Interest
  • Minimum & Hassle-free Documentation
Secured Business Loan
  • Loan up to 2 Crore
  • Loan up to 70% of the market value of the property
  • Attractive interest rates
  • Simple and speedy processing
  • Balance transfer facility - Lets you retire your high cost debt
  • Minimum Loan Amount: 1 Lac

Self-employed (Individuals)

 

  Self-Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in firms in the Business of Manufacturing, Trading or Services.

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
  • Address Proof: Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • Bank Statements: Latest 6 Months' bank statements / 6 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Business Continuity Proof: Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns
  • Other Documents: Certified copy of Partnership Deed, Certified copy of MOA / AOA.

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Private Limited Cos and Partnership Firms

  Private Limited Cos and Partnership Firms engaged in the Business of Manufacturing, Trading or Services

Documents required:

  • ID / Business Continuity Proof: PAN Card / S&E License / Tax Returns / Utility Bill
  • Address Proof: Utility Bill (Latest 2 months) / Registered Rental Agreement
  • Bank Statements: Latest 6 months' bank statements / 6 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Other Documents: Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Self-employed (Professionals)

  Self-Employed (Professionals) include self - employed Doctors, Chartered Accountants & Architects.

Documents required:

  • ID Proof: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
  • Address Proof: Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • Bank Statements: Latest 12 months' bank statements / 12 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L A/c for the last 2 years certified by a CA

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Self-employed (Individuals)

  Self-Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors of firms in the Business of Manufacturing, Trading or Services.

  • Minimum age of Applicant: 21 years
  • Years in business: Minimum 3 years
  • Minimum Annual Income: ₹ 1,00,000/- p.a. for Metro locations & ₹ 75,000 p.a. for Non-Metro locations.

Private Limited Cos and Partnership Firms

  Private Limited Cos and Partnership Firms engaged in the Business of Manufacturing, Trading or Services

  • Years in business: Minimum 3 years
  • Minimum Annual Income: ₹ 1,00,000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
  • Business must be profit making for the last 2 years

Self-employed (Professionals)

  Self-Employed (Professionals) include self - employed Doctors, Chartered Accountants & Architects.

  • Minimum age of applicant: 21 years
  • Years in business: Minimum 3 years
  • Minimum Annual Income: ₹ 1,00,000 p.a. for Metro locations & ₹ 75,000 p.a. for other locations.