HFS LOGO

1800 121 234

Loans for
COMMERCIAL PREMISES
WE ARE RIGHT THERE

Let’s meet
  • Longer tenure loan, easy repayment
  • No guarantor required

One Stop for all MSME Loans

HFS is here to address the growing needs of the MSME sector through its diversified & customized products. We understand that every business need is unique and so should be our loans.

Loan in 3 easy steps

Step 1 Step 1 Call us at
your doorstep
Step 2 Step 2 Quick loan
approvals
Step 3 Step 3 Call us at
your doorstep

Check Eligibility

  • GROSS INCOME (MONTHLY)

    10 K
    5 Lacs
  • TENURE (YEARS)

    1 Year
    15 Years
  • OTHER EMIS (MONTHLY)

    0
    1 Lac
  • YOUR LOAN ELIGIBILITY

  • Secured Business Loan
  • Loan up to 2 Crore
  • Loan up to 70% of the market value of the property
  • Longer tenure as per business needs
  • Attractive interest rates
  • Simple and speedy processing
  • Balance transfer facility - Lets you retire your high cost debt
  • Loans to purchase a new shop or office for your business

Self-employed (Individuals)

  Self-Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in firms in the Business of Manufacturing, Trading or Services.

Documents required:

  • • Proof of Identity: Passport / Voters ID / Driving License / PAN Card / Aadhar Card / Photo Ration Card
  • • Address Proof: Ration card / Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • • Bank Statements: Latest 6 Months bank statements / 6 months’ bank passbook
  • • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • • Business Continuity Proof: Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns
  • • Other Documents: Certified copy of Partnership Deed, Certified copy of MOA / AOA
  • • Property chain documents and draft agreement

Additional Document Required:

  • • Only for secured Business loan - Copy of all property documents

Private Limited Cos and Partnership Firms engaged in the Business of Manufacturing, Trading or Servi

  Private Limited Cos and Partnership Firms in the Business of Manufacturing, Trading or Services

Documents required:

  • • ID / Business Continuity Proof: PAN Card / S&E License / Tax Returns / Utility Bill
  • • Address Proof: Utility Bill (Latest 2 months) / Registered Rental Agreement
  • • Bank Statements: Latest 6 Months bank statements / 6 months’ bank passbook
  • • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • • Other Documents: Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association
  • • Property chain documents and draft agreement

Additional Document Required:

  • • Only for secured Business loan - Copy of all property documents

Self-employed (Professionals)

   Self-Employed (Professionals) include self - employed Doctors, Chartered Accountants & Architects.

Documents required:

  • • ID Proof: Passport / Voters ID / Driving License / PAN Card / Aadhar Card / Photo Ration Card
  • • Address Proof: Ration card / Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • • Bank Statements: Latest 12 Months bank statements / 12 months’ bank passbook
  • • Latest ITR along with computation of income, B/S & P&L A/c for the last 2 years certified by a CA
  • • Property chain documents and draft agreement

Additional Document Required:

  • • Only for secured Business loan - Copy of all property documents

Self-employed (Individuals)

   Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

  • • Minimum age of Applicant: 21 years
  • • Years in business: Minimum 3 years
  • • Minimum Annual Income: ? 1, 00,000 p.a. for Metro locations & ? 75,000 p.a. for Non-Metro locations

Private Limited Cos and Partnership Firms

   Private Limited Cos and Partnership Firms  in the Business of Manufacturing, Trading or Services

  • • Years in business: Minimum 3 years
  • • Minimum Annual Income: ? 1,00,000 p.a. for Metro Locations & ? 75,000 p.a. for non-metro locations
  • • Business must be profit making for the last 2 years

Self-employed (Professionals)

   Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

  • • Minimum age of applicant: 22 years
  • • Years in business: Minimum 3 years
  • • Minimum Annual Income: ? 1, 00,000 p.a. for Metro locations & ? 75,000 p.a. for other locations