HFS LOGO

1800 121 234

Loans for
COMMERCIAL PREMISES
WE ARE RIGHT THERE

Let’s meet
  • Longer tenure loan, easy repayment
  • No guarantor required

Loan for Buying Commercial Premises

 

 

One must never stop growing, and our loans for buying commercial premises are your one-stop destination to making your business bigger than it already is.

 

Uses of Loans for Buying Commercial Premises:

 

 

Buy the office or shop that you always dreamt of, with our loan for buying commercial premises.

Why the HFS Loan for Buying Commercial Premises is ideal for your business:

 

A simple 3 step procedure:

Call us at your doorstep >> Quick loan approval >> Receive the funds in your account

 

 

Tenure as per your business needs:

Enjoy a repayment tenure which is as long as your business needs!

 

 

Balance transfer facility:

With the balance transfer facility, you can now retire your high-cost debts as well.

 

 

 

Loan in 3 easy steps

Step 1 Step 1 Call us at
your doorstep
Step 2 Step 2 Quick loan
approvals
Step 3 Step 3 Get funds in
your account

Check Eligibility

  • GROSS INCOME (MONTHLY)

    10 K
    5 Lacs
  • TENURE (YEARS)

    1 Year
    15 Years
  • OTHER EMIS (MONTHLY)

    0
    1 Lac
  • YOUR LOAN ELIGIBILITY

  • Secured Business Loan
  • Loan up to 2 Crore
  • Loan up to 70% of the market value of the property
  • Longer tenure as per business needs
  • Attractive interest rates
  • Simple and speedy processing
  • Balance transfer facility - Lets you retire your high cost debt
  • Loans to purchase a new shop or office for your business

Self-employed (Individuals)

  Self-Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in firms in the Business of Manufacturing, Trading or Services.

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
  • Address Proof: Ration card / Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • Bank Statements: Latest 6 months' bank statements / 6 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Business Continuity Proof: Shops and Establishment License / GST Registration Certificate / VAT Returns / Sales Tax Returns
  • Other Documents: Certified copy of Partnership Deed, Certified copy of MOA / AOA
  • Property chain documents and draft agreement

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Private Limited Cos and Partnership Firms engaged in the Business of Manufacturing, Trading or Servi

  Private Limited Cos and Partnership Firms in the Business of Manufacturing, Trading or Services

Documents required:

  • ID / Business Continuity Proof: PAN Card / S&E License / Tax Returns / Utility Bill
  • Address Proof: Utility Bill (Latest 2 months) / Registered Rental Agreement
  • Bank Statements: Latest 6 months' bank statements / 6 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Other Documents: Certified copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association
  • Property chain documents and draft agreement

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Self-employed (Professionals)

   Self-Employed (Professionals) include self - employed Doctors, Chartered Accountants & Architects.

Documents required:

  • ID Proof: Passport / Voters ID / Driving License / PAN Card / Aadhar Card
  • Address Proof: Driving License / Voter ID / Utility Bill (Latest 2 months) / Registered Rental Agreement / Passport
  • Bank Statements: Latest 12 months' bank statements / 12 months’ bank passbook
  • Latest ITR along with computation of income, B/S & P&L A/c for the last 2 years certified by a CA
  • Property chain documents and draft agreement

Additional Document Required:

  • Only for secured Business loan - Copy of all property documents

Self-employed (Individuals)

   Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services

  • Minimum age of Applicant: 21 years
  • Years in business: Minimum 3 years
  • Minimum Annual Income: 1, 00,000 p.a. for Metro locations & 75,000 p.a. for Non-Metro locations

Private Limited Cos and Partnership Firms

   Private Limited Cos and Partnership Firms  in the Business of Manufacturing, Trading or Services

  • Years in business: Minimum 3 years
  • Minimum Annual Income: ₹ 1,00,000 p.a. for Metro Locations & ₹ 75,000 p.a. for non-metro locations
  • Business must be profit making for the last 2 years

Self-employed (Professionals)

   Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

  • Minimum age of applicant: 22 years
  • Years in business: Minimum 3 years
  • Minimum Annual Income: 1, 00,000 p.a. for Metro locations & 75,000 p.a. for other locations